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员工问得最多的12个社保问题,答案都在这!
作者: 时间:2018/11/20 阅读:7356次

HR也好,普通员工也好,你们关心的社保问题都在这里了,小儒已为您整理好答案,千万收藏好,早晚用得上!

一、社保到底是三险还是五险?

shebaoshiguojiaguidingqiyehezhigongbixugongtongjiaonadeyizhongshehuibaozhangjizhi,jiezaibangzhuzhigongjianlizuidideshenghuobaozhang。shebaodezucheng:yanglaobaoxian、yiliaobaoxian、shiyebaoxian、gongshangbaoxian、shengyubaoxian。(qizhongyanglaobaoxian、yiliaobaoxian、shiyebaoxianshiyoudanweihegerengongtongjiaonade,gongshangbaoxianheshengyubaoxianshiquanbuyougongsigongtongjiaonade)。

suoyishebaojiushiwuxian,danshuoshisanxianjiushishuoyuangongchengdanfeiyongdejiushiqizhongsanxiang。

二、未到退休年龄,养老保险缴费满15年,还需要继续缴费吗?

yanglaobaoxianjiaofeiman15nianzhishituixiuhoulingquyanglaojindeyigezuidibiaozhun,bingbushijiaofeiman15nianjiubuxuyaozaijiaofeile。

yanglaobaoxiandaiyudegaodiyuzhigongdejiaofeinianxianyujiaofeijishuxixixiangguan。tongdengtiaojianxia,canbaoshijianyuezhang、jiaofeijishugao,tuixiudaiyujiuhuiyuegao。

canbaorenjiaonayanglaobaoxianfeiman15nian,danshiweidaodatuixiunianlingde,anzhaoshehuibaoxianxiangguanfalv,danweibixujixushenbaoshehuibaoxian;shuyulinghuojiuyerenyuancanbaode,yanglaobaoxianjiaoman15nianhoukeyixuanzejixucanbao,huobanlizhongzhishouxu。tingzhicanbaodehua,youguandeshebaodaiyu(ruyiliaobaoxian)jiangbunengxiangshou。

三、达到退休年龄,养老保险缴费未满15年怎么办?

canbaorenkeyidaohujisuozaidishenqingyigerenmingyijixujiaonayanglaobaoxian,lianxujiaofeiman5nianyanglaobaoxianleijijiaofeirengbuzu15niande,keyishenqingyicixingbujiaozushengyuyuefendeyanglaobaoxianfei,jiaofeiman15nianhoujikeshenlingtuixiujin。

四、用人单位今年刚刚给交了保险,明年用人单位不用你了,那交的这个保险怎么办?

ruguoniwendeshishebaojiaonadeqiannengbunengtui,daanshi:gerenjiaonabufenkeyitui,danweijiaonabufenbutui。gerenjiaonabufenyeyaodengdaotuixiushihoucaihuitui,tongchangyezhiyouyanglaobaoxiankeyitui。

ruguoniwendeshishebaomeiyoudanweijiaonazenmecainengjiaoshang,daanshi:jianyinizhaogekaopudeshebaodailijigoujinijiaonahuozheshibanliziyouzhiyezhezihejiaofei。

五、缴纳的养老保险费都是属于个人吗?

yanglaobaoxianshiyoudanweihegerenanzhaoyidingdebiligongtongjiaonade,qizhonggerenjiaonadebufencunchuzaigerendeyanglaozhanghuzhong,danweijiaonadebufencunchuzaiguojiatongchouyanglaojijinzhong。

zhigongyanglaobaoxianleijijiaofeiman15nianbingqiedadaoleguojiafadingtuixiunianlinghou,zekeyianyuelingquyanglaojin。

zhigongdaodaguojiafadingtuixiunianlingweijiaofeiman15niande,zegerenyanglaozhanghudeleijijiaofeieduhuiyibingtuihuan。

六、多地缴纳社保在哪里领取养老金?

1、jibenyanglaobaoxianguanxizaihujidide,dangdilingqu;

2、buzaihujidide,zaileijijiaofeiman10niandediqulingqu;

3、buzaihujidi,qiejiaofeibuman10niande,zhuanhuishangyijiaomannianxiandilingqu;

4、buzaihujidi,qiezaiduodileijijiaofeinianxianbuman10niande,guijihujidianguidinglingqu。

5、yidigongzuohouyanglaobaoxianyaozhuanyima?

yuangonglizhihou,zijideshebaozhanghuhuibeifengcun,wulunnizuizhongzhuanyidaoneili,zuizhongzhinengzaiyigedifanglingquyanglaojin,qieruguozhuanyijibenzhinengzhuanyigerenzhanghusuojiaonadeyanglaojin,zaidadaotuixiunianlinghou,genjuzijiyanglaojindelingqudi,jiangsuoyoudeshebaozhuanyidaoyigedifangjike。

七、社保中断了几个月,那之前的钱怎么办?

zhiqiandeqiankendingbuhuituijini。danshijiruleijinianxian。biruyanglaoxuyaoleijijiaona15niancainenglingyanglaojin,nizhiqianjiaole2nian,zhongduanle3geyue,zhihouzhixuyaozaijiaona13nianshebaojikezhengchanglingquyanglaojin。dangranjiaofeishijianyuezhanglingquyanglaojinyueduo。

八、公司不给买社保怎么办?

ruguobupahedanweiguanxigaojiang,keyishenqinglaodongzhongcaiyiweihuyuangongzishenhefaquanyi。

ruguodanxinshenqingzhongcaiweiquanhuiduizijizaigaidanweidegongzuozaochengyingxiang,danyouxuyaoshebaoyimanzuzijimouxiexuyaodeqingkuangxiaai,keyizhaodailijigoujiaonashebao。

九、失业了,就能领到失业金吗?

失业金领取必须满足条件:

1、shiyeqiansuozaidanweijigerenyicanjiashiyebaoxian;

2、lvxingjiaofeiyiwuman1nian;

3、jinxingshiyedengji,bingyouqiuzhiyaoqiu;

4、feibenrenyiyuanzhongduanjiuye(laodonghetongdaoqi、gongsijiechulaodonghetong);

领取期限:

1、leijijiaofeishijian1nianyishangbuman2niande,keyilingqu3geyueshiyebaoxianjin;

2、leijijiaofeishijian2nianyishangbuman3niande,keyilingqu6geyueshiyebaoxianjin;

3、leijijiaofeishijian3nianyishangbuman4niande,keyilingqu9geyueshiyebaoxianjin;

4、leijijiaofeishijian4nianyishangbuman5niande,keyilingqu12geyueshiyebaoxianjin;

5、leijijiaofeishijian5nianyishangde,anmeimanyinianzengfayigeyueshiyebaoxianjindebanfajisuan,quedingzengfadeyueshu。

十、在职员工住院怎么报医保?

ruguoxuyaozhuyuanzhiliaodehua,zhiyaojiaoleyiliaobaoxian,dabufenyiyaofeikeyiyouyiliaobaoxianchengdande。

shouxianwomenzijixuyaoxianchu1500yuandeqifuxianfeiyong。chaoguoqifuxiandefeiyongkeyiyouyiliaobaoxiananbilibaoxiao。ruguochaoguozuigaozhifuxianedebufen,haikeyiyoufujiajijinanbilizhifu。jutigedifangguidinglveyoubutong。zifuduanbiaozhunbufendeyiliaofeiyong,yijigongfuduanyouyibaojijinzhifuhouqiyubufendeyiliaofeiyong,rugerenyiliaozhanghuyoulinianjieyuzijinde,xianyoulinianjieyuzijinzhifu,buzubufenyoucanbaorenyuanzifu。

十一、为什么有了工伤保险,发生工伤却报不了费用

yiwaishiwufabimiande,dangyiwaifashengshi,duiyudajiaeryanbaozhangwuyishizhongzhongzhizhong,zhigongmianduitufagongshangdeqingkuang,bixumashanglianxidanwei,bagongshangjiandingshuhexiangguanpingjutijiaojidanweihuoyiyuan,ranhouquzuogongshangjianding,danweibixuzaiyigeyueneibanideyouxiaocailiaosongdaogongshangjiandingzhongxin,buranjiuguoqile。

zhuyigongshangyou48xiaoshijingjiexian。jiranshigongshang,bidinghuiyoushijianfangmiandexianzhi,neijiushizaigongzuogangweishangfabing,bingqiezai48xiaoshineisiwangde,shibeirendingweigongshang,ruguoshifabinghouchaoguo48xiaoshisiwangde,jiubuhuibeirendingweigongshang。

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